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Benefits no annual fee exclusive cardholder promotions* convenient monthly statement with detailed promotional information online account management SPECIAL PROMOTION One year No interest.
| THE KEY CREDIT TERMS OF THE GE MONEY LUXURY CREDIT CARD AGREEMENT ARE AS FOLLOWS: | | Annual Percentage Rate (APR) for Purchases and Cash Advances | | 22.98% (variable) | | Delinquency Rate APR* 28.99% (variable) | | Variable Rate Information | | The APR may vary. The Purchase Standard Rate and Cash Standard Rate APRs will equal the prime rate plus 14.73%, but in no event will be less than 21.98%. The Delinquency Rate APR for Purchases and Cash Advances will equal the prime rate plus 20.74%, but in no event will be less than 26.99%. The “prime rate” for a billing period is the highest bank prime loan rate, as published in the Money Rates section of The Wall Street Journal, on the 5th business day before the first day of that billing period. | | Grace period for Repayment of the Balance for Purchases | | 25 days if no previous balance and full payment is made; otherwise none. | | Method of Computing the Balance for Purchases | | Two Cycle Average Daily Balance (Including New Purchases) | | Minimum Finance Charge | | $1.50 | Late Payment Fee: $15 if the balance is $00-$99.99; $29 if the Balance is $100.00-$999.99; and $35 if the Balance is $1000 or more. (Balance means Previous Balance on Statement that shows the Late Fee.) Over Limit Fee: $30 Returned Check Fee: $30 Transaction Fee for Cash Advances: 4% of the amount of each cash advance, but not less than $5. Transaction Fee for Balance Transfers: 4% of the amount of each balance transfer, but not less than $5. *If you do not make your required Minimum Payment by the Payment Due Date, you make a payment that is not honored by your bank or you exceed your credit limit, the Delinquency Rate, or at our discretion a lower rate (rather than the Standard Rate), may apply to all existing balances on your Account and all new transactions beginning with the first day of the billing period in which your missed or returned payment was due or in which you exceeded your credit limit. The information about the costs of the Account described herein is accurate as of 12/01/06. This information may have changed after that date. To find out what may have changed, write us at GEMB, P.O. Box 981439, El Paso, TX 79998-1439. We may, at any time and for any reason, change, add or delete provisions of the governing credit card agreement, including increasing rates or fees. These changes may affect existing balances as well as future transactions. We will send you notice of any changes as required by applicable law. Call In for approval. *Subject to credit approval Rev. 2/07 183-244-00
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